Guaranteed Income Protection Plan Insurance

Guaranteed Income Protection Plan

The safety net you have been looking for

  • Guaranteed – One of the most competitively priced income protection plans for over 40s in the UK
  • Guaranteed – Instant acceptance for eligible applicants

If you are struggling to get reasonably priced cover because of your age – or covered at all because of  your job or a pre-existing health condition, the Precise Protect Guaranteed Income Protection Plan is the safety net you’ve been looking for!


  • Covers up to 85% of your gross monthly income or £2,000 per month, whichever is less, for up to 6 months
  • Reasonably priced premiums that do not sky rocket with age!
  • Guaranteed sign up for eligible applicants regardless of occupation or pre-existing medical conditions* all new medical conditions covered!
  • Covers participation in most standard sports including equestrian, rugby and cycling.

* Under condition of a 24-month moratorium on any conditions suffered within the last 36 months.

How it works

  • To be eligible you must live in England, Wales or Scotland, be aged 18-61 (you can keep the policy until you are 68) and actively working an average of 16 hours a week as an employee or as self employed.
  • Acceptance is immediate with no waiting for a medical underwriter to assess your case.
  • The plan is designed as a safety net and comes into effect if you are off work through illness or an accident for more than 30 days.
  • You can claim for up to 6 months under a single claim, and can make any number of claims in any single year.

To arrange a telephone call from one of our experienced Advisers, please complete our enquiry form below and a locally based Adviser will be in touch to discuss the details of this plan and answer any questions you may have.

Arrange Telephone Call with Adviser




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